No Credit and Poor Credit Cards

If you have bad credit, or not credit at all, we can help. These credit cards are a great way to get your credit history on track. These cards do not require a security deposit and are best for individuals trying to build or improve poor credit.

Orchard Bank Secured Credit Card

• Reports to all 3 credit bureaus monthly, which can help improve your credit score
• Free Online 24-hour Account Access and Bill Pay
• Complete your application, including your security deposit, online
• Set your own credit limit

Eufora Preferred

Rebuild your credit and get a chance at winning a new car each month, apply now for the Eufora MasterCard card. Click here to start your application.

• Guaranteed Approval†
• No Credit Check
• $5,000 Maximum Card Balance
• Cash Rewards Program
• Auto Sweepstakes
• 5 Ways to Load Funds
• MasterCard® Benefits

Apply Today!

Western Union® Prepaid MasterCard® Card

Easy to get! Easy to use!
The Western Union® Prepaid MasterCard®¹is easy to get. No credit checks, no lengthy application, a non-refundable $9.95 Enrollment Fee for the card and you don’t even need a bank account.

• Shop wherever MasterCard debit cards are accepted.
• Access cash from participating ATMs².
• Reload cash on your card at any of our 47,000 participating
• Western Union Agent locations in the U.S.
• Directly deposit your paycheck³ on the card and we'll waive the $4.95 Monthly Account Maintenance Fee⁴!
• Check your card balance online or over the phone.

Apply Now!

The Imagine Gold Card

Rebuild your credit* with an Imagine® Unsecured Gold MasterCard® credit card!

• Guaranteed $300 credit line**
• Reports to all 3 Credit Bureaus!*
• Bad Credit is OK!
• Get Credit Line Increases!*

Apply Now!

Impact Card - Secured Credit Card

Use your Prepaid Visa® Debit Card at more than 20 million locations worldwide.

• No More Check Cashing Locations
• Stop losing your Income ($$)
• Toll-Free Phone Suppor
• Online and Offline Access
• Take your card from Job-to-Job
• Direct Deposit from your Employer
• Low cost fees
• Store your Money Safely
• Easy to Purchase (POS)
• No Credit Check or Bank Account Required
• No Security Deposits
• No Employment Verification
• Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
• Pay your bills over the phone
• Set up Automatic Bill Payments
• Eliminate check-writing hassles
• Avoid late-payment fees
• Save postage costs and time
• The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
• 24 X 7 On-Line Account Access
• Multiple Options to place money onto your Prepaid Visa® Debit Card
• The Prepaid Visa® Debit Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied.